Lenders / Home Loans

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Lender Charles Vamadeva
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Charles Vamadeva
(951) 551 7633
Murrieta Ca 92563

I first began originating mortgage loans back in 1997 in Tulsa, Oklahoma. I still remember driving for 3 hrs from there to a small rural town named Sulphur, Oklahoma one night just to pick up an updated paystub from a Client so their $13,000 mortgage loan could fund the next day. Not much has changed in my resolve or my determination to make deals happen. Homeownership is a privilege but there are many enemies to it.  Bad credit habits, past mistakes, fear of commitment, myths & misinterpretations and more recently, seemingly oppressive and restrictive Underwriting guidelines handed down from Fannie Mae, Freddie Mac, HUD, VA and USDA. In the war against a rent-doomed life, I continue to shine as a beacon of light. Hundreds of grateful Clients say so.  My vast experience in correctly understanding and implementing Lending guidelines has earned me a reputation for being a “no-nonsense” Lender. A homebuyer’s ally that wrestles Underwriters to the n’th degree, and excels at arguing the merits of each file, often championing a Loan Approval against all odds. And so I find myself never wanting for referral business because hard work, integrity and skill are the birthing places for repeat clients and referral business. Take a few minutes to watch the testimonials on this Blog from Real Estate Agents whom I work with closely. My advise to Homebuyers: “Don’t believe everything you hear. If the door of Homeownership gets slammed in your face, try to crawl under it, go around it, or knock the whole door down. “ Call me so I can show you how . . I  originate FHA, VA, USDA & Conventional Loans across all of California. Why haven’t we spoken yet? You need to call me 

Clients:  Read What Clients Are Saying About me on Zillow

Veterans: Watch What Other Vets Are Saying About Charles

Realtors: Watch What Other Realtors Are Saying About Charles

Meet the Rest of the team | Realtor Michael Marchena Home Team

www.Californiahomebuyertoday.com

Now More Than Ever, Experience Matters!

Direct Lending & Brokering Specialist

FHA, VA, USDA, CONVENTIONAL, FHA203k, CHDAP

NMLS# 289913 BRE# 01506005

Direct (951) 551 7633 Fax (951) 755 0420

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