Lenders / Home Loans
About Brian Decker
Brian Decker is a Senior VP of Mortgage Lending for Loan Depot. In 2016 he finished in the Top 20 in the U.S (out of over 500,000 loan officers) for closed mortgage loans. His constant dedication to a transparent and ethical lending process are just a few of the reasons he was named One of the Top 10 Mortgage Professionals in the United States for the impact he is having on the mortgage industry. “I moved to the Temecula Valley in 1991 and have watched San Diego to Corona grow dramatically over the years. I am very lucky to have the privilege of raising my own family here today, so I know and follow the local markets closely. I take great pride in providing my client with the best loan programs at the lowest rates. This is one of the most important transactions you will ever make and I look forward to BUILDING LIFETIME RELATIONSHIPS ONE CLOSED LOAN AT A TIME!”
Zillow reviews: https://www.zillow.com/profile/Brian-Decker/ 150+ 5 Star Reviews
Yelp reviews: http://www.yelp.com/biz/brian-decker-guaranteed-rate-temecula-3 Yelp (Highest Reviewed Loan Officer*)
YouTube Channell: https://www.youtube.com/channel/UCadMVmnM0Rxam4IjUOTIpkA
As one of the nation’s Top 20 Mortgage Originators (finished #2 in the U.S. for VA/FHA purchase loans) his experience, 24/7 service and dedication to his clients is why the area’s top realtors (remove the and) choose him as their preferred lender. He consistently offers his client low mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products.
Brian Decker has funded over $1,000,000,000 in mortgage transactions throughout the Western United States during his career. He has been in the mortgage industry for over a decade and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance which is why each and every client will receive a daily update on their file.
I first began originating mortgage loans back in 1997 in Tulsa, Oklahoma. I still remember driving for 3 hrs from there to a small rural town named Sulphur, Oklahoma one night just to pick up an updated paystub from a Client so their $13,000 mortgage loan could fund the next day. Not much has changed in my resolve or my determination to make deals happen. Homeownership is a privilege but there are many enemies to it. Bad credit habits, past mistakes, fear of commitment, myths & misinterpretations and more recently, seemingly oppressive and restrictive Underwriting guidelines handed down from Fannie Mae, Freddie Mac, HUD, VA and USDA. In the war against a rent-doomed life, I continue to shine as a beacon of light. Hundreds of grateful Clients say so. My vast experience in correctly understanding and implementing Lending guidelines has earned me a reputation for being a “no-nonsense” Lender. A homebuyer’s ally that wrestles Underwriters to the n’th degree, and excels at arguing the merits of each file, often championing a Loan Approval against all odds. And so I find myself never wanting for referral business because hard work, integrity and skill are the birthing places for repeat clients and referral business. Take a few minutes to watch the testimonials on this Blog from Real Estate Agents whom I work with closely. My advise to Homebuyers: “Don’t believe everything you hear. If the door of Homeownership gets slammed in your face, try to crawl under it, go around it, or knock the whole door down. “ Call me so I can show you how . . I originate FHA, VA, USDA & Conventional Loans across all of California. Why haven’t we spoken yet? You need to call me
Clients: Read What Clients Are Saying About me on Zillow
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Meet the Rest of the team | Realtor Michael Marchena Home Team
Now More Than Ever, Experience Matters!
Direct Lending & Brokering Specialist
FHA, VA, USDA, CONVENTIONAL, FHA203k, CHDAP
NMLS# 289913 BRE# 01506005
Direct (951) 551 7633 Fax (951) 755 0420
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